Marketplace Lending, Financial Analysis, and the Future of Credit: Integration, Profitability, and Risk Management

Imagine what banks and FinTech can create together

Marketplace Lending breaks down the wall dividing mainstream banking from the alternative "shadow banking" sector partially created by and thriving on the innovation in the financial technology space. Written by financial practitioners and FinTech entrepreneurs, this groundbreaking book moves beyond the theoretical to outline the framework for integrating financial innovation into the existing credit infrastructure in order to leverage the unique strengths of both.

Real-world case studies and first-hand accounts highlight the new risk elements to be addressed by businesses and monitored by regulators in order to ensure that the emerging hybrid system will be robust and stable. Equally relevant in the U.S. and Europe, with special focus on emerging markets, this versatile guide shows banks and entrepreneurs where innovation in the financial sector makes most sense and where it may be more effective to leverage the existing system. The book also includes:

• Detailed information on current leaders in the FinTech space.
• Concise breakdown of the synergies between P2P lenders and credit institutions.
• In-depth detail of the authors' own FinTech start up, including explanations of the coding work, the lending model, and technical documents.
• Full-length interview with entrepreneurs and corporate decision makers.

Marketplace Lending is a key resource for anyone working, innovating or investing in this rapidly moving field.